Stop Manually Reconciling M-Pesa Payments
You have customers paying via M-Pesa. Maybe they send to a Paybill and SMS you the reference. Maybe you check your M-Pesa statement at the end of the day to match payments to orders. Maybe a staff member spends 2 hours a day reconciling who paid for what. It is painful, slow, and full of mistakes.
Proper M-Pesa integration replaces all of that. Customers tap "Pay" on your site or app, an STK prompt appears on their phone, they enter their PIN, and your system marks the order as paid automatically. No SMS forwarding, no reconciliation, no "did this customer actually pay?" calls. We have integrated M-Pesa into dozens of Kenyan websites, apps, and back-office systems. We can do yours for KSh 1,000 per year, all-inclusive.
What We Integrate
The full Daraja API surface, configured for what your business actually does. Not just a default plugin.
STK Push (Lipa Na M-Pesa Online)
The two-tap checkout. Customer clicks pay, gets a prompt, enters PIN, done. Best for e-commerce, bookings, donations, and any web checkout.
Paybill & Till Confirmation
Customer pays manually to your Paybill or Till. Your system gets an instant confirmation callback and auto-marks orders as paid, no SMS needed.
Automated Payouts
Send M-Pesa to customers, suppliers, or freelancers automatically. Refunds, salary disbursements, marketplace payouts, loan disbursements.
Business-to-Business
Send M-Pesa from your Paybill to another company's Paybill. Useful for supplier payments and inter-business transfers.
Transaction Reconciliation
Auto-match every payment to its order, invoice, or customer. Daily, weekly, or monthly reports straight to your inbox.
Subscriptions & Recurring Billing
Charge customers monthly via M-Pesa for SaaS, gym memberships, school fees, or subscription boxes. Auto-retry on failures.
Who This Is For
If you fall into any of these, M-Pesa integration will save you time, money, and customer trust:
Online Stores
Selling on WooCommerce, Shopify, Wix, or custom. Automate checkout payment.
Booking Systems
Hotels, salons, clinics, tour operators. Collect deposits at booking.
Schools & Training
School fees, course payments, exam registrations. Automated, reconciled.
SaaS Products
Recurring monthly billing for Kenyan customers without forcing card payment.
SACCOs & Microfinance
Loan disbursement (B2C) and repayment collection (C2B) in one system.
Marketplaces
Multi-vendor stores. Auto-split payments to vendors on each sale.
Churches & NGOs
Tithe, offerings, donations. Collected and reconciled automatically.
Delivery & Logistics
Cash-on-delivery replacement, driver payouts, service fees.
Platforms We Integrate With
We integrate at the payment layer, so it does not matter what your site or app is built on:
One Simple Price. Everything Included.
No tiers. No setup fees. No "from" pricing. One honest, flat annual fee for the full M-Pesa integration.
- STK Push (Lipa Na M-Pesa Online)
- Paybill & Till Number confirmations
- B2C automated payouts
- Transaction reconciliation & reporting
- Daraja API registration with Safaricom
- Live test transactions before go-live
- Ongoing support included
Our Integration Process
Tech Discovery Call
30-min call. Tell us your platform, payment flow, and what you want automated.
Sign-Off
Pay your KSh 1,000 annual fee, sign off on the scope, and we start the next day.
Daraja Setup
If you do not have a Daraja merchant account, we register one for you and request go-live.
Build & Sandbox Test
We build the integration on a staging environment and test using Daraja's sandbox.
Live Test Transactions
We run real KSh 1 transactions through your live Paybill to confirm money flows correctly.
Launch & Support
Integration goes live. Ongoing support included for the full year.
Why Choose WPfoss for M-Pesa Integration
We have integrated M-Pesa dozens of times. We know what Daraja does in edge cases. When STK does not return a callback, when a customer enters the wrong PIN, when Safaricom's sandbox lies to you. We have debugged it all.
We test with real money. Sandbox testing is not enough. Safaricom's sandbox behaves differently from live. We always run KSh 1 live transactions before declaring an integration done.
You own the integration. No black-box plugin you have to keep paying extra for. Real code in your codebase, documented for any future developer.
One flat price. KSh 1,000 per year, all-inclusive. No "it's complicated" billing. No tiers. No surprise invoices.
Ongoing support included. Real Safaricom outages, real edge cases. We handle them on WhatsApp without billing you again.
Frequently Asked Questions
How much does M-Pesa integration cost in Kenya?
M-Pesa integration with WPfoss costs KSh 1,000 per year, all-inclusive. One flat price covers STK Push, Paybill, Till Number, B2C payouts, reconciliation, and ongoing support. No setup fees, no tiers, no surprises.
Is the KSh 1,000 a one-off or recurring?
It is an annual fee. KSh 1,000 covers a full year of integration plus ongoing support. You renew once a year to keep everything running smoothly.
How long does M-Pesa integration take?
Most integrations go live within 5 to 10 working days. More complex setups with custom reconciliation, B2C payouts, or multi-account routing take 2 to 4 weeks.
Do I need a Paybill or Till to integrate M-Pesa?
Yes. You will need a Paybill, Till Number, or a Daraja API merchant account from Safaricom. We can register one on your behalf, or work with what you already have.
Can you integrate M-Pesa into my WordPress or WooCommerce site?
Yes. WordPress, WooCommerce, custom PHP, Laravel, Node.js, mobile apps (Flutter, React Native), and standalone business systems all supported. We integrate at the payment layer, not the platform layer.
What is the difference between STK Push and Paybill?
STK Push sends a payment prompt directly to the customer's phone. They enter their PIN and the payment confirms instantly. Paybill requires the customer to manually navigate the M-Pesa menu and enter your business number. STK Push is faster and recommended for online checkouts.
Will I get notified when payments come in?
Yes. Every successful payment triggers your custom logic. Order confirmation email, SMS, database record, Slack or WhatsApp alert, whatever you want.
Do you handle the Daraja API registration with Safaricom?
Yes. If you do not already have a Daraja developer account, we will register one on your behalf, request go-live, and handle the documentation Safaricom asks for.
I am building a brand new website. Should I use this page or another?
If you need a brand new website with M-Pesa built in, see Web Design Kenya or E-commerce Website Kenya. This page is for adding M-Pesa to a website or system you already have.